2013年4月10日星期三

What the federal budget and your household budget have in common

That's mainly because rules are different. Households can't print money for instance, so no QE3 for you or me. But today’s unveiling by the White House of a proposed 2014 federal budget reveals that it does share at least one thing in common: politics.

From spending cuts to tax increases, political forces on both sides of the aisle have left their imprint on the proposed budget, and that’s one dynamic that many of us can relate to when it comes to balancing our own personal budget.

In my house,Choose the right bestluggagetag in an array of colors. for instance, politics plays out in the form of our family ledger, or “f#%*! ledger” as my wife calls it. In the age of Mint, we still use a paper ledger book to track each and every penny of income or expense that passes through our house. Make an ATM withdrawal? Log it in the ledger. Get a direct deposit paycheck? Log it in the ledger. Credit card purchase? That’s right, log it in the ledger.

As you might have concluded, my political view on the family budget is all about transparency: know what you have to spend and what you’re spending it on. I say it helps us make much better spending decisions and cuts down on frivilous purchases. I've even made a handy flow chart to refer to when faced with a tough spending decision.You Can Find Comprehensive and in-Depth carparkmanagementsystem truck Descriptions.

Whether Nene's problems recently are due to decline, injury or how he's being used remain to be seen. He certainly got off to a bad start health-wise with his plantar fasciitis, and I imagine he's still playing through lots of pain. The adjustment to playing power forward with another big man as opposed to the center in a small lineup in Denver has also affected his offense. Going forward, the Wizards should consider playing more small lineups and using Nene in more dynamic ways in their offensive sets.

But it's also possible that Nene is declining faster than we expected. When last year's trade was initially made, the hope was that Nene would maintain his previous level of production for a couple years before slowly falling off on the back end of his deal. If Nene is slowing down sooner and faster than that projection, it's obviously a big concern given how much money is left on his deal. Option C -- let JaVale McGee walk and sign someone less expensive than Nene and/or bank the future cap space -- could look better than ever.Cheap logo engraved luggagetag at wholesale bulk prices.

If you are an app developer, app owner, app store, operating system (OS) or device manufacturer or if you process personal data collected through apps or if you advise any of these parties, this is essential reading. Of particular interest are the WP's views on how to obtain valid consent from end users to the processing of personal data which focuses on granular consent i.e. separate consent for each type of personal data being processed.

The Data Protection Directive applies to all processing of personal data carried out in the context of an establishment of the controller on the territory of a Member State and to a controller not established within the EU but using equipment situated within the EU (the smart device in question will qualify as relevant equipment). Certain provisions of the ePrivacy Directive will apply to all parties who store or access information stored in the devices of users in the EEA.

The WP identifies key data protection risks to end users as "the lack of transparency and awareness of the types of processing an app may undertake combined with a lack of meaningful consent from end users before that processing takes place. Poor security measures, an apparent trend towards data maximisation and the elasticity of purposes for which personal data are being collected further contribute to the data protection risks found within the current app environment". These risks are compounded by the degree of fragmentation between the key players.

"The storing of information, or the gaining of access to information already stored, in the terminal equipment of a subscriber or user is only allowed on condition that the subscriber or user concerned has given his or her consent having been provided with clear and comprehensive information in accordance with Directive 95/46/EC, inter alia about the purposes of the processing"

In addition, the principle legal justification for the initial processing of personal data from apps under the DPA, is likely to be consent. Consent to place any information on or read a user's device and consent for the processing of personal data are two separate consent requirements stemming from different legislation and consent for both must be sought and must be "free, specific and informed". The WP says both types of consent may be collected together provided the user is made "unambiguously aware" of what (s)he is consenting to. A 'click and install' mechanism is unlikely to satisfy consent requirements (although it may satisfy the e-Privacy Directive requirements) because insufficient information is given to the user who will not be able to give specific and informed consent on that basis.

The WP also says that for consent to be freely given, it must be capable of being withdrawn. The user should be free to accept or refuse the processing of personal data and the user should not be provided with a single 'accept' option in order to complete installation but should also have the option to stop or 'cancel' the installation of the app at this stage and delete data.

Consent should be sought before any data is processed. The WP recommends seeking 'granular consent' for each type of data the app will access rather than asking for a general consent. It says consent must be sought for each of "at least the categories of Location, Contacts, Unique Device Identifier, Identity of the data subject,An experienced artist on what to consider before you buy chipcard. Identity of the phone, Credit card and payment data, Telephone and SMS, Browsing history, Email, Social Networks credentials and Biometrics". Default settings should be used to prevent data processing or tracking without user consent.

This must be given prior to the collection of data via the app store to be legally valid and must also be accessible from within the app after installation. The information must be clear and precise. Giving "elastic" purposes such as marketing, is not sufficiently explicit to inform users. At the very least, every app should have: "a readable, understandable, easily accessible privacy policy".

Once appropriate consent has been obtained, app developers are reminded that they need to comply with the data protection principles and process data only for the purposes for which consent has been sought and to minimise data collected. The WP criticises the "alarming disregard" with which data from apps is distributed to third parties for "undefined or elastic purposes such as market research" and cautions against data being used for purposes unconnected with the functionality of the app. Information and user controls are considered to be key in ensuring that the principles of data minimisation and purpose limitation are complied with.A group of families in a north Cork village are suing a bestplasticcard operator in a landmark case.

The WP does acknowledge that there are limitations to the amount of information which can be presented on a small screen and offers suggestions such as layered notices (e.g. initial notice containing links to further information), use of icons, images, video and audio and real time notifications.

In addition, apps must clearly and visibly inform users about their rights to rectify, erase or block personal data and provide them with clear and easily accessible mechanisms with which to exercise their rights. Users must be provided with the means with which to withdraw consent and delete data both during and after installation of the app.

The WP points to APIs (which give developers access to the underlying data on devices) as a possible means for standardising the way in which data is accessed and introducing privacy by design or by default. It urges all players to use their creativity to ensure privacy laws are complied with.

The WP also gives special consideration to the situation with children, reminding app developers and data controllers that children may not be able to give legally valid consent and even if they can give consent, that the data controller must consider the child's probably restricted level of understanding. Data controllers should not process children's data for Online Behavioural Advertising purposes and language used in apps directed at children should be appropriately clear.

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