2013年9月3日星期二

Mint Wireless launches

Today announced the launch of a complete mobile payments platform which simplifies the integration of card payments across multiple mobile devices and platforms for developers, small businesses and large corporations. 

The Mint Wireless platform empowers the fast growing mobile solutions ecosystem with a powerful mobile payments platform that takes the complexity out of integrating mobile payments into mobile solutions. 

As a modular, scalable and PCI-compliant bank grade platform, Mint Wireless will offer a more competitive pricing structure, reduce initial setup and hardware costs associated with accepting card payments. Mint Wireless’ mobile payments platform will reduce the barriers for entry into a highly regulated card payments market in Australia and New Zealand by making accepting card payments accessible and affordable to businesses of any size – from micro traders to large enterprises. 

The Mint Wireless platform powers three main card payment products - the Mint Developers Program, Mint Custom Solutions and Mint mPos. 

Mint Wireless offers free software developer kits (SDKs) and Application Programming Interfaces (APIs) for third party integration partners and developers for Windows, iOS, and Android. This program offers a modular, scalable, secure and competitive priced program that allows partners and developers to integrate card payments on mobile devices and apps. Mint Wireless will offer developers the added incentive of a commission from each transaction their solution facilitates. 

Building on its heritage delivering mobile payment solutions to companies such as easyJet, Cadbury Schweppes and Amalgamated Pest Control, Mint Wireless offers a flexible and highly customisable corporate payments solution for banks, telcos, airlines, manufacturers, retailers and ERP software companies. Working with Mint Wireless, businesses can offer payment solutions on mobile devices. Companies can choose everything from a white label solution for speed to market all the way to a fully branded and customised deep integration into existing solutions. 

“We have simplified the pricing structure for any mobile or retail business who accept card payments. Mint Wireless reduces the complexity associated with card payments and makes it easy for other companies to integrate their existing payment systems and handle transactions securely,We provide payment solutions in the USA as well as indoortracking.” Mr Teoh said. 

Mint Wireless has simplified the process of getting customers setup to accept card payments with an option to obtain a merchant account with Bendigo Bank, Mint Wireless’ merchant acquiring partner. Enterprise customers have the added option of using their own bank besides Bendigo Bank as their acquirer for Mint Custom Solutions. 

Mint Wireless’ fully customisable white-label solution will drastically reduce the time-to-market for corporates with mobile payment options that are affordable, faster to deploy and fully supported. “This lets companies rollout lower cost and better mobile payment services through Mint Wireless while retaining your company’s branding,” Mr Teoh said. 

Minterprise is immediately available with Mintegrate and Mint mPOS expected to be available in Australia and New Zealand in October 2013. 

According to the Annapolis Consulting Group, the number of companies using mPOS devices globally will grow by 225 percent from eight million businesses in 2013 to 18 million by 2017. Mint Wireless estimates the estimated value of mPOS transactions in Australia will reach US$7 billion in 2014 with the potential to grow to US$20 billion in 2016. 

This hiccup, however, has not taken the gloss off a company that has created more than R17bn in value in the past year as its market capitalisation swelled to R51bn, making Discovery the third-largest insurance group after Old Mutual and Sanlam. 

It is easy to see why. In recent years, Discovery has had substantial growth in earnings and there is more blue sky to come from its potentially massive Asian operations. Since its listing in 1999 with a market capitalisation of R3bn, the share price has grown by a compounded 22% a year. This growth stems from its dominance in medical aid schemes — administering 2.8-million lives and 31% share of the total market. 

“Looking back over the past 21 years, we have been true to our core purpose of making people healthy and enhancing and protecting their lives,” said founder and chief executive Adrian Gore. 

“We aspire to be a force for social good and have a desire to make a meaningful impact on society. We are here to change the world, not just tag along,” said Mr Gore.It has not been without controversy. Doctors have claimed that Discovery’s immense market power has allowed it to dictate what they can charge, essentially interfering in the relationship between doctor and patient.Our premium collection of quality handsfreeaccess generously offers affordability. 

And the hefty R4.07bn that Discovery Health charged the independent Discovery Health Medical Scheme last year for “administration” and “managed care” has led to claims that it has been overcharging for the services it provides. 

But the medical scheme keeps growing, so its members clearly see value in the proposition.Discovery is a global innovator and its proprietary expertise is being sought around the world.In 2011, the Economist magazine hailed Discovery’s best-in-class wellness programme, Vitality,This technology allows high volume cleanersydney production at low cost. as a remarkable innovation to come out of emerging markets. 

This put the company on the global stage, resulting in global insurers knocking on its door to partner with them. It now has an alliance with insurance giant Prudential in the UK; a health joint venture with China’s second-largest insurer, Ping An, which has a staggering 500,000 agents selling the group’s products; and Asia-Pacific insurance giant AIA, which has 100,000 agents serving most of Asia, excluding China. 

Discovery is now exposed to a population exceeding 2-billion people in Asia.Gives a basic overview of doublesidedtape tools and demonstrates their use.“Vitality is a manifestation of our key competence —the ability to track and change the behaviour of our clients, thus giving them better health outcomes and related individual-specific rewards that include discounted premiums,” said Mr Gore. 

His mantra is that prevention is better than cure.“We use the Oxford Health Alliance’s 3:4:50 formula, indicating that three actions — following bad diets, not exercising and smoking — lead to the incidence of four non-communicable diseases — diabetes, cancer, lung and heart diseases — that result in 50% of the deaths. Since the 3:40:50 model was established, about 60% of deaths are now attributable to non-communicable diseases,” said Mr Gore.Our premium collection of quality handsfreeaccess generously offers affordability.
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